Sonoran Bank, N.A. Privacy Statement
MEMBER FDIC
www .sonoranbank.com

Customer Information – Privacy Policy Notice
Protecting your privacy is important to Sonoran Bank, N.A. and our employees. By explaining our Privacy Policy to you, we trust that you will better understand how we keep your non-public information private and secure while using it to serve you better.

This Privacy Policy Notice addresses the following:

1. Protection of the confidentiality of customer information	2. The type of information Sonoran Bank shares, why and with whom
3. Who is covered by our Privacy Policy	4. Opting out – how to instruct us not to share certain information about you or not to contact you
5. The type of information we have about you and where it comes from

Protecting the Confidentiality of Customer Information
We take our responsibility to protect the privacy and confidentiality of non-public customer information very seriously. We maintain physical, electronic, and procedural safegards that comply with federal standards to store and secure your information from unauthorized access, alteration or destruction. Our control policies restrict access to your personal and account information to those employees who need to access that information to provide products or services to you.

From time to time, we enter into agreements with other companies to provide prodcuts and services to us or make products and services available to you. Under these greements, these companies may receive information about youbut they must safeguard this information and they may not use it for any unauthorized purpose.

Who is Covered by thie privacy Policy
We provide our Privacy Policy notice to customers when they first become a customer and annually after that. if we change our Pirvacy Policy to permit us to share additional information we have about you or to permit disclosures to additional non-public parties, you will be notified in advance

The Privacy Policy applies to all consumers who are customers or former customers of Sonoran Bank, N.A.

What Information We Have About you
We may collect “non-public personal information” about you from the following sources:

• Information we receive from you on applications or other loan and account forms;
• Information from your transactions with us, our affilates or others; and
• Information we receive from third parties such as credit bureaus, employers, or financial institutions.

“Non-public personal information” is non-public information about you that we obtain in connection with providing a financial product or service to you. For example, non-public personal information could include information regarding your account balance, income, transactions, payment history, employment history, and overdraft history.

What Information We Share
Sonoran Bank shares certain information it has about you in order to give you superior customer service to provide convenient access to our services and to make a wider range of products available to you. We have this information in the following ways:

Sharing Information for Routine and Legal Business Reasons and for Joint Marketing

We may disclose information we have about you as permitted by law. For example, we may share information with regulatory authorities and law enforcement officials, provide information to protect against fraud, report account activity to credit bureaus, verify account status for merchants you want to pay by check or similar item; complete your transactions and service requested; share information with your consent and give account information to check printers and other service providers that work with us. We may also share nformation we have about you, as described above, with companies Sonoran Bank hires to market Sonoran Bank’s products and services or with financial institutions not with Sonoran Bank with whom we have joint marketing agreements in order to provde you with offers of their financial prodcuts and services. For example, we may share information about you with and insurance firm so that you may receive offers concerning various insurance products.

We may also use outside companies to perform marketing research for us by contacting customers, as well as non-customers to ask their options about our current or proposed products and services. In order for our market research service providers to contact our customers and ask relevant questions, we may provide these companies with customer contact information such as name, address, and telephone number, and occasionally customer account information, such as type of account, and whether a customer prefers to bank in person at a branch, at an ATM, or online. These companies are required to also protect the confidentiality of your non-public informaiton.

Before we disclose customer information to any of our service providers, we require them to agree to keep our customer information confidential and secure and to use it only as authorized by us.

Sharing Information with Nonaffiliated Third Parties

It is our policy NOT to sell, rent or otherwise provide customer information to ourside companies so they can market non-financial products or services unless our customers authorize us to do so.

Opt Out Form ___________________________________________________________________________________

Opt Out regarding information Sonoran Bank, N.A. may share about you.

_______ I am requesting that you do not share my non-public information unless other wise permitted.		Account No. ______________________________________
Opt Out Choices regarding how Sonoran Bank, N.A. may contact you.		Social Security No. ________________________________
_______  If you opt out, we may still include notices about products and services with your account statements. You may also still receive mailings that are developed independently of Sonoran Bank, N.A. and not based on Sonoran Bank, N.A. information		Last Name_______________________________________
_______ Please do not contact me with offers of products and services by telephone		First Name _______________________________________
_______ Please do not contact me with offers of products and services by email		Address (Line 1) __________________________________
If you have checked any of the boxes, please complete the form to the right and return it to Sonoran Bank, N.A. at the address listed below:		Address (Line 2) __________________________________
		City _____________________________________________
Please send this form to:		State ___________________________________________
Please send this form to: Privacy Committee Sonoran Bank, N.A. 3877 N 7th Street, Ste 150 Phoenix, AZ 85014		Signatue ________________________________________
		Date ___________________________________________
		Notice to Joint Accounts: Your Opt Out choice will also apply to other individuals who are joint account holders. If these individuals have separate accounts, your Opt Out will not apply to those separate accounts.
If you have any questions please call 602-393-6950.
		You do not need to notify us if you have already opted out or if you have decided not to Opt Out. It may take up to 4 weeks to pocess your requires.

03/10